Features

Everything to run your installment business

Lease sales, recovery, inventory, accounting, customer clearance, and WhatsApp statements — one connected platform for single shops and multi-branch businesses.

Lease & Installment Sales

Create lease sale accounts with down payments, flexible installment schedules, and branch-specific sale policies. Each customer can hold multiple installment accounts, each tracked separately end to end.

  • Down payment & schedule control
  • Multiple accounts per customer
  • Branch-specific policies

Installment Recovery

Collect installments online, at the branch counter, in full or partial amounts, or via debit/credit adjustment. Every payment posts to the customer ledger instantly with a clear due-date and balance view.

  • Online & counter collection
  • Full or partial payments
  • Live due-date & balance tracking

Inventory & Stock Ledger

Manage branch-level inventory with serial / IMEI / engine / chassis tracking and a complete stock ledger. Every stock-in, sale, and return movement is recorded so your physical and system stock always match.

  • Serial/IMEI/engine/chassis tracking
  • Branch-wise stock
  • Full stock ledger trail

Double-Entry Accounting

A full chart of accounts with sub-heads, debit/credit transactions, and auto-generated slip numbers. Get branch-wise and business-wise reporting so owners and accountants always see the true financial position.

  • Chart of accounts & sub-heads
  • Branch & business reports
  • Auto slip numbers

Multi-Branch Management

Run unlimited branches across cities under one business. Company admins view consolidated reporting for every branch, while each branch admin manages only their own staff, users, products, customers, and accounts.

  • Unlimited branches
  • Consolidated owner reporting
  • Branch-level isolation

Customer Clearance & Defaulter Checking

Before approving a new account, verify whether a customer is a defaulter in any other branch or business. Customer clearance helps you reduce loss ratio and lend with confidence.

  • Cross-branch defaulter check
  • Lower loss ratio
  • Confident approvals

WhatsApp Customer Statements

Let customers check their balance and installment statement on WhatsApp directly from your website. Fewer counter queries, faster answers, and a transparent experience that builds trust.

  • Self-service balance check
  • Instant statements
  • Fewer counter queries

Roles, Permissions & Security

OTP-based verification, role-based access control, and permission-based module access mean every user sees only what their role allows. Every action is recorded for a clear, auditable trail.

  • OTP verification
  • Role-based access (RBAC)
  • Full audit trail

Ready to automate your installment business?

Start a free trial today, or talk to our team to see Instalify in action.